Effective Date: December 30, 2025
By accessing and using sbtins services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our services.
sbtins provides auto insurance quotes, policy management, and related services. We act as an intermediary connecting you with insurance carriers.
As a user of our platform, you agree to use our services responsibly and in compliance with all applicable laws and regulations.
You agree not to engage in any activities that could harm our platform, other users, or violate applicable laws.
All content, trademarks, logos, and intellectual property on our platform are owned by sbtins or our licensors and are protected by copyright and trademark laws.
Our services are provided "as is" without warranties of any kind. We do not guarantee specific insurance rates or policy approval. sbtins is not liable for indirect, incidental, or consequential damages.
We reserve the right to suspend or terminate your account if you violate these Terms or engage in prohibited activities. You may also terminate your account at any time by contacting us.
These Terms are governed by the laws of the United States and the state of Louisiana. Any disputes will be resolved in the courts located in Louisiana.
In the event of a dispute, you agree to first attempt to resolve the matter informally by contacting us. If informal resolution fails, disputes will be resolved through binding arbitration.
We may update these Terms and Conditions from time to time. Material changes will be communicated by posting the updated terms with a new effective date. Continued use of our services constitutes acceptance of the updated terms.