Protection That Moves With You

Comprehensive insurance coverage designed for every journey

Our Coverage Options

Complete Auto Insurance Solutions

Explore our comprehensive range of coverage options designed to protect you on every journey

01

Liability Coverage

Protects you financially if you cause damage to another person or their property while driving. Essential coverage required by law in most states, liability insurance ensures you can meet your legal obligations when accidents happen.

This fundamental coverage includes both bodily injury liability, which covers medical expenses and lost wages for others injured in an accident you cause, and property damage liability, which pays for repairs to vehicles and property damaged in accidents where you're at fault. Without adequate liability coverage, you could be personally responsible for thousands or even millions in damages.

Bodily injury protection for injured parties
Property damage coverage for vehicles and structures
Legal defense costs and court fees included
Coverage for lost wages and medical bills
Settlement negotiations and claim handling
Protection against lawsuits from accident victims
02

Collision Coverage

Covers repair costs for your vehicle regardless of who caused the accident on the road. Drive with confidence knowing you're protected against the high costs of vehicle repairs or replacement after a collision.

Whether you hit another vehicle, roll over, or strike an object like a guardrail or tree, collision coverage pays for the damage to your car. This coverage is especially valuable for newer vehicles or those with outstanding loans, as it ensures you can repair or replace your vehicle without facing financial hardship. You choose your deductible amount, which determines your premium and out-of-pocket costs when filing a claim.

Complete accident damage repairs and restoration
Single-car incidents and rollovers covered
Flexible deductible options from $250 to $1,000
Vehicle replacement if totaled in accident
Coverage for collisions with objects and structures
No-fault coverage regardless of who caused accident
03

Uninsured Motorist Coverage

Safeguards you when involved in an accident with a driver lacking proper insurance coverage. Essential protection for unexpected situations where the at-fault driver cannot pay for damages they caused.

With millions of uninsured drivers on the road, this coverage is crucial for protecting yourself and your passengers. Uninsured motorist coverage steps in to pay for your medical bills, lost wages, and vehicle repairs when the other driver has no insurance or flees the scene. It also includes underinsured motorist coverage, which pays the difference when the at-fault driver's insurance isn't enough to cover all your expenses.

Hit-and-run protection and investigation support
Underinsured driver coverage when limits are insufficient
Medical expense coverage for you and passengers
Lost income and wage replacement benefits
Pain and suffering compensation coverage
Vehicle repair costs when other driver can't pay
04

Roadside Assistance

24/7 help with towing, tire changes, and emergency fuel delivery whenever you need it. Never feel stranded on the road again, no matter where you are or what time trouble strikes.

Our comprehensive roadside assistance program provides peace of mind for every journey. Whether you're dealing with a dead battery in a parking lot, a flat tire on the highway, or an empty gas tank miles from the nearest station, our network of professional service providers is ready to help. Available around the clock, this affordable coverage ensures you're never alone when vehicle trouble occurs, with quick response times and courteous service.

24/7 emergency towing to nearest repair facility
Battery jump-start service and diagnostics
Flat tire change and spare installation
Emergency fuel delivery when you run out of gas
Lockout service if keys are locked in vehicle
Winching and extraction from ditches or mud
Why Choose Us

The sbtins Advantage

Experience the difference with our customer-first approach

24/7 Customer Support

Our dedicated team is available around the clock to assist you with claims, questions, and emergencies whenever you need us

Fast Claims

Streamlined process for quick resolution

Competitive Rates

Best value with affordable premiums

Reliable Customer Support

Dedicated assistance throughout your policy term

Trusted Coverage

Licensed and reputable provider

Discount Programs

Save more with special offers

Ready to Get Protected?

Join thousands of satisfied drivers who trust sbtins for their auto insurance needs